GexPay

GexPay project App features explained

GexPay project App features explained

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GexPay project App features explained

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Hello Crowdholding community! In this task, we would like to explain more about GexPay, for example, our history, and our App features.

 

We image a world in the future, where everybody can pay with what they want by a simple click on their mobile phones; and anyone can receive/send their payments instantly and securely without the need of any other devices being installed than just a mobile phone.

 

GexPay has been in development for more than 2 years and is currently a unique mobile payment system enabling users to pay without cash or cards from user’s mobile phone or PC. You can visit our product website for more information.

 

On February, 2018, we were invited to TIPSapp Challenge by the European Central Bank. And we were presenting our instant payment solutions together with other 15 innovative projects.

 

The goal of GexPay is simple, yet unusual. You can choose whichever amount and currency that you wish to use. Simply choose on your mobile how much you want to pay and we will do the rest, fast and securely.

 

Currently, the GexPay app is similar to a robust bank system where you can transfer fiat currency only. GexPay allows you to do the same for a fraction of the cost and with the option of choosing between a spectrum of currencies including crypto operated by your phone.

 

In the future, we would like to bring GexPay into the crypto market. Currently, most of the cryptocurrency owners need to go through a lot of steps if they want to withdraw or sell their investment, such as exchanging to fiat and then praying that the bank will accept the wire transfer.

 

Yet the worldwide mobile payment revenue in 2017 was 780 billion U.S. dollars and is expected to surpass 1 trillion U.S. dollars in 2019. According to a new report published by Allied Market Research (February 2018), the mobile payment market is projected to reach 4,6 trillion U.S. dollars by 2023.

 

What can GexPay App do?

  • GexPay App will be able to receive both fiat and crypto currencies.

  • GexPay App will provide a service to exchange between fiat and cryptocurrency easily.

  • GexPay App will support multiple payment methods, such as QR, NFC, bank account transfer, Email transfer and so on.

  • Most importantly, thanks to GexPay, it will be possible to create your own cryptocurrency or implement already existing currency and you can instantly pay/receive payments.

  • Paying by crypto which is in a crypto wallet might be complicated - takes time. This can be fixed by Gex wallet - possibility to exchange money/crypto in order to pay by crypto/money.

  • In case of losing your phone, your gex wallet can be blocked from a PC or other phone. All the transactions are stored - it’s possible to retrieve lost funds, even in case of cryptocurrency.

 

The GEX token which we will issue, will not merely be a way of gathering funds. We will also integrate GEX token into our mobile payment ecosystem.

 

Users, who have purchased GEX token, can send payments with GEX token to any parties with lower fees. The receiving party can receiving preferred currencies types, and the amount which is converted from GEX will be calculated by GexPay automatically. We will  be also rewarding GEX token to our users, to encourage them to pay with GEX token. In this way, GexPay can purchase GEX token back to sustain the GEX cycle, until it becomes more accepted for both sending and receiving parties.

 

We would like to hear your feedback about our project. How do you see our App and the features which we would implement?

 

We will release more information when our WhitePaper and Crowdsale landing page are online. In the meantime, please feel free to join our Telegram Group: https://t.me/gexpay_official.

Email: info@gexpay.com or ico@gexpay.com





61 COMMENTS 49 VOTES

Most recent Most voted Most verbose

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4 months ago

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4 months ago

4 months ago

4 months ago

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4 months ago

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4 months ago

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5 months ago

What can I integrate this service on my ERP site.

5 months ago

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5 months ago

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8 months ago

Yes I think the same the payment apps are working and very worthy noawdays and I also admit that we barely visit our banks because we can do any kind of transaction from these app and even I bought the WhatsApp Plus using the payment app.

8 months ago

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8 months ago

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1 year ago

You try another app like vavoo app. It's too much better than tt.

7 months ago

Julián Serrano new user

I am really convinced of the success of an application like GexPay if they solve the payment issues in any fiduciary currency including cryptocurrencies. The key to success in my opinion is in the fees and penalties that are charged to the user. An economic conversion between currencies would be crucial for a large number of users to use GexPay. If GexPay bases its monetization on only the final step of the payment event, and not on the internal conversions between currencies, it can be the key to its success.

1 year ago

The chaegs may be made minimal and should be made available all over the world with all major currencies and cryptos included

1 year ago

Bella Kw new user

i like when one apps can make really a good platform with a low fee and fast transactions, and also its remind me about the security about hacking that exposed in these 3 months . and i wanna know how you do to protect the platform and how we can be convinced using your apss is good enough

1 year ago

Kwabena Agyemang Yankyera

I learn a lot so I know a lot and so can give you a lot.

It looks good Hoping the charges will be minimal

1 year ago

Frau Swiffer new user

I'm wondering how GexPay is different from some of the other wallet/exchange apps out these, especially new ones like Monarch. What unique advantages does it have over others? Thanks!

1 year ago

1 1 new user

There are a lot of exchangers. I think you are trying to invent a bicycle. But it has long been invented! There are more than 200,000 stores all over the world, where I can pay with cryptocurrency! When making purchases on Amazon I pay with cryptocurrency. When shopping in Walmart, I pay with cryptocurrency. Why do I need an exchanger? Good luck!

1 year ago

Cutting out the lengthy process of exchanging crypto would be a godsend and should be encouraged. I just wonder if its working off blockchain technology how it would go paying for things at the store as with your banking app? I can't imagine waiting to pay for my loaf of bread and waiting a lengthy period for it to clear. Or is this app more directed toward payments outside of our current and common banking system like eftpos or tap and pay?

1 year ago

Came for the airdrop, stayed for the app features. Very interesting project, looking forward to see a service that makes it more easy to exchange crypto into fiat. Also seems a very good and easy way to introduce people to cryptocurrencies, they just start with fiat and everything else can be done inside the app. This will certainly do good things for mass adoption of crypto. BTW: the hyperlink on ‘product website’ contains a duplicate (http://https//www.gexpay.com) which gives an error trying to reach the site.

1 year ago

TheCrypto .Tips guru

I do both things that measure our entire World => UX & TA

In my last feedback I suggested some design modifications, except that this project is giving great features, and might be be useful for many as long as the company will keep increasing the market cycle. Also I see how you can easily implement features like coupons etc. and increase you relationships with other merchants.

1 year ago

Hi. Is this just a Utility Token or there will have rewards for Tokens Holders? What do you prefer: that everyone sell the token on the first opportunity (dropping the price) or that everyone hold for a long term (rising the price)? But for hold the token for long term we need a warranty of some benefits, some rewards, like a PoS (Proof of Stake).

1 year ago

Rui Crypto expert

There are to much payments app right now but this is the first one that allows transfers between SEPA accounts. This is huge and for me has everything to be a great project, i will follow it closely!

1 year ago

one of the great project love it.

1 year ago

Gil Nusbaum expert

A big factor in whether this type of project will achieve wide scale adoption will be your fees. How do you intend to keep your fees low/attractive enough to attract and retain users?

1 year ago

Cucu Hidayat senior

this project is one of the first of its kind, and, to be recognized, it takes a colossal effort from both the team and the community, I am sure that this project will occupy a leading position

1 year ago

dom barbero barbearia new user

Specialist in discovering trends for the market.

Having an option to convert the icons into real money, today has much loss with money and fees. What do you expect to do about it?

1 year ago

dom barbero barbearia new user

Specialist in discovering trends for the market.

This comment is not available, it has been removed for violating the code of conduct

1 year ago

A good project with the best idea, hope it will have success

1 year ago

This comment is not available, it has been removed for violating the code of conduct

1 year ago

Rajesh Ch expert

Hey guys, gone through your website and looks a bit clumsy and only few details can be found on it. I have also gone through your mobile versions which looks much better than the website and your app also looks great. I believe you guys were still building it. Hope you guys work fast and keep moving forward.

1 year ago

dom barbero barbearia new user

Specialist in discovering trends for the market.

This comment is not available, it has been removed for violating the code of conduct

1 year ago

Elric Drost guru

Creative session specialist, likes to go out of the box.. and beyond

Reported for Copy/pasting even your pitch on your profile is stolen from me. Proof comment: Will Reynolds

1 year ago

Tiga Asa Yoya

I know almost everything in cryptocurrency gambling, i do ICO promotion too.

This project is nice, but i hope you make difference in this industries cause there ton of mobile apps that in payment section right now

1 year ago

This comment is not available, it has been removed for violating the code of conduct

1 year ago

Bernard Kokol new user

there are many projects like these... So what actually makes you special? I cant find nothing realy new? But in so many projects like these, u still have a change to stand out form other ones, specially in these market...

1 year ago

It is the best site.

1 year ago

Gregory P expert

Your features will have to set you above the rest to be a credible project. There is so much competition in the "Mobile Payment" sector of the crypt market. I must have ten suchansuch pay apps on my phone relating to sending and receiving crypto tokens/coins. The only reason I have them is because they were offering a reward of some kind. Wish you good luck, and I hope you have great ideas to receive mass adoption. Coming to Crowd Holding was a good first choice, Along with the bounties. It is definitely mind boggling as to the amount of projects offering bounties, and airdrops, it is very hard to keep track and complete them all.

1 year ago

Robert Osei new user

the App will be able to receive both fiat and crypto currencies that is a great idea and i will love to use it but my problem is i have downloaded a lot of exchange apps on my phone and i have invested in most of them will i be able to transfer to yours? and what will happen if i lost my phone now? can i recover my account in time

1 year ago

Rajesh Ch expert

yeah! good one. lets see whether they are going to provide us with any other option or not.

1 year ago

Rajesh Ch expert

Firstly the concept looks good but the problem is the rates of currency, so governments can accept your project or they tend to impose some kind of tax. So what are your plans on that? It is not easy to make gexpay as paypal , even though the fees for transactions are low people need a strong reason to trust and when there is cryptos many people don't want to involve. Without global support you guys cannot survive. I hope you guys can put up with all the boundaries and wish you guys success.

1 year ago

Tu Thai new user

This comment is not available, it has been removed for violating the code of conduct

1 year ago

Elric Drost guru

Creative session specialist, likes to go out of the box.. and beyond

Reported for using other peoples work. "What cryptocurrencies will you support and how will you maintain multiple blockchains?" ->word for word from Randy's comment and you don't even have the decency to vote him up. Use a translator if you have to, but write your own content or credit other people.

This is NOT your first time you did this. Feel free to continue using the platform and i'm sure you can contribute to our platform in a fair way.

1 year ago

Darion Davis new user

"and then praying that the bank will accept the wire transfer." I've never had any issue with a bank not accepting a wire. there is simple standard protocol for sending wire transfer. Trying to create drama with silly statements like that just hurts your overall credibility and makes me wonder what else in your statements is fabricated.

1 year ago

Elric Drost guru

Creative session specialist, likes to go out of the box.. and beyond

I actually thought the same when i read this, but i'm not familiar with international transfers. But good point i think.

1 year ago

mdiqbal hossen new user

18/05/1984

Wonderful project

1 year ago

Elric Drost guru

Creative session specialist, likes to go out of the box.. and beyond

Welcome to Crowdholding mdiqbal hossen, that's great to hear! Please share your vision with us, what do you like most about the project? How do you see their App and the features which they would implement?

Every topic has it's own questions, please try to answer them in english. Please be aware. Short answers risk removal from the platform. For more info about the project you can scroll to the top of the screen and click the projects name. Have fun!

1 year ago

This is a very cool modern project! I believe that in the near future, this project may be a great success, and will bring incredible profits. I already download the app but unfortunately, your apps service still unavailable in my county (Indonesia) my country code: +62

1 year ago

Elric Drost guru

Creative session specialist, likes to go out of the box.. and beyond

So when you run out of power on your phone, you run out of money? Or is that an actual work around? I'm also interested in the rates you will use for the exchange. Products i have used so far that use autoexchange always take a chunk out of my value in the process. Makes me always change my mind even if it's easier to use. I installed the app, but i can't register, because of the limited phone numbers accepted. Are you planning a global launch soon? So it sounds good, but if i'm honest to you guys. I can't say much yet.. If it comes as advertised, it will all stand or fall with the actual cost of using your service and the adoption of it.

1 year ago

Randy Tice guru

Staunch believer in the power of the crowd and blockchain.

Thanks for the clarification! Looking forward to looking up your whitepaper when it's done. Here are some questions or concerns I have with some of your statements: "GexPay App will provide a service to exchange between fiat and cryptocurrency easily" What cryptocurrencies will you support and how will you maintain multiple blockchains? "Most importantly, thanks to GexPay, it will be possible to create your own cryptocurrency or implement already existing currency and you can instantly pay/receive payments." Sorry, but wtf? This one boggles my mind. How will people be able to create their own crypto? Not their own blockchain off course, then what platform? erc20? nep5? Are you saying you will provide user friendly plugin tools for people to create their own? How does this even work and how is it beneficial for everyone to just up and create their own token? "In case of losing your phone, your gex wallet can be blocked from a PC or other phone. All the transactions are stored - it’s possible to retrieve lost funds, even in case of cryptocurrency." Does this mean that our funds are insured? Like if someone steals my phone then uses the app to steal my btc, does that mean we will be refunded that amount? Mahalo!

1 year ago

Ahmad Fz guru

Crypto Addicted

This is like atomic wallet. The question is what gex token platform you use. If you use Erc20 the cost is high. I have mfg token wallet. The fee of transfer is free but the token akways delay to deliver or even failed. Mfg uses Erc20. Using Erc20 or other etherium token costly. I think you can develop your own network that is low cost to transfer

1 year ago

Ethan Clime guru

CEO of Crowdholding.com

Please check your emails Ahmad Fz, Crowdholding has got in touch with you

1 year ago

Allesandy Neno new user

This is the best payment app ever, even Coinomi is nothing with this one. The features can bring transaction to the next level. But why Gexpay supporting only phone number from 4 country ? +421 +420 +86 +7. If you support more country it would be great. Oh yes, do more campaign to increase Gexpay community

1 year ago

Adam - Mn expert

The project is very interesting. The listed functions are good and I do not know what to add to them. But now the project produces impressions aimed at the field of nutrition. Perhaps it is necessary to pander over his all-embracing aspirations.

1 year ago

Will Reynolds new user

This sounds like you're combining Apple/Google Pay and Ripple....unless I'm severely misunderstanding....and that's AWESOME!

1 year ago

Fred Blauer guru

Open for business

Sounds like your objectives are good, but there are other projects promising to do something similar. How will you differentiate yourself? A minimum viable product is very important for people to evaluate. Where is that on your roadmap? Adoption is also important, so some strategic partnerships may be necessary, and a good marketing plan. Are you going to concentrate specific countries, since laws and regulations are different. I look forward to your whitepaper and landing page to learn more.

1 year ago