Share your thoughts about the value of co-creation with your followers!

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Dear crowdholders, You know like nobody else that co-creation is a great thing that can be beneficial for both businesses and crowd. So why not share this simple wisdom with your friends and followers? We provide you with an opportunity to spread the word about your attitude towards co-creation and in return get a reward from Crowdholding. THE TASK: Write a post about the value and importance of Co-creation, Crowd Wisdom and Crowdsoursing and share it on your blog or social network. You can describe these terms, explain why it is important for businesses to get insights from the community and why it’s beneficial for people to participate in co-creation. Use your own creativity to make this post interesting for your readers! And don’t forget to share the link to this post here in the comments! THE RULES: The post is at least 100 words long; The post is shared on a platform where you have more than 50 followers/friends. Tag @Crowdholding where possible (Available on all major Social Networks) Include a link to in your post; Use some of these keywords in your post: co-creation, crowdsoursing, innovation, crowd wisdom, innovation, idea management, Crowd Intelligence, community management, bounty campaigns, ICO support, blockchain innovation, building better businesses. Include a call to action: try to engage people in co-creation and advise our platform. Call to action of your post doesn’t need to be specifically stated, but should be traceable throughout the reading of your post. Share your post and a link to it in the comment section below. We will tip the best posts. Good luck! We’re waiting for your contribution!
8 votes
YUP icon 800

Industry Feedback

Weekend Debate: Universal Basic Income or not?

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Crowdholding attended the Hackers Congress at Paralelni Polis in Prague last weekend. It was full of interesting perspectives and presentations towards decentralization. One topic that arose from the event was whether Universal Basic Income (UBI) would be necessary for the future, where the government would supply the needs of giving a basic income to all citizens. It was interesting to see the unpopular reaction of attendees towards this idea and to hear both arguments. So lets go over the pros and cons regarding theories people expressed.ConObviously UBI would give more government control towards citizens and their (fiat) money. This would also involve the increasing of taxes towards the wealthier brackets. The question is, if the public received a basic income to live, would they put their time to try to earn more, and work on their own entrepreneur projects? Or would the majority not do anything at the comfort of having what they need. For the people on this side, they believe we would see a reduction of work, which you can see some examples in countries like Germany, who in fact need more workers as their social unemployment and welfare program is some of the top in the world, and are not filling positions in their growing economy. Thus an increase in immigration into their country is planned to help support filling those positions. ProOthers see a UBI as a need to protect the population from the speed of automation. As technology and automation increases exponentially, less and less jobs will be available. In addition, the argument that we are all born with a lottery card. Some people are born in a good money upbringing from a successfully economic family, while others are born in poorer regions of the world/country. People on the pro side believe that a UBI supports people born in conditions that they can't get out of. And a UBI gets their chance to compete.  Some have talked about a Universal Basic Share system which calculates a % of the GDP to be shared with the populous. Thus if people don't work, the GDP shrinks and they get less. Lets have a debate!  What side are you on? Do you have some interesting insights that could persuade one way to another? Are we better off with or without a UBI? We look forward to the comments!
33 votes
YUP icon 1200


[1,000,000 XRM = $60,000] Aerum 2 in 1 Multi-media Airdrop Program 2

Hello everyone! Here comes our new airdrop program — 2 in 1 Multi-media airdrop program 2 for Aerum project. Help us with promotion and get rewarded for your contribution!   [1,000,000 XRM = $60,000] will be allocated for this airdrop. 12/10/2018 - 26/10/2018   This airdrop involves 2 social media - and Telegram. You can choose the programs according to your situation.   Aerum Telegram Airdrop Program 3 500,000 XRM valued at $30,000 will be allocated to this program.   Reward: *You cannot participate in this Airdrop, If you have participated in AERUM Telegram Airdrop Program round 1 & 2* Join the Aerum Telegram Group  = 1 stake; Invite 1 friend to Aerum Telegram discussion group: = 1 stake.   How to participate: Login to your Telegram. Join Aerum telegram discussion group: Go to Aerum telegram discussion group:, and add friends. Submit your information into this form ( ).   Please note: You can invite as many friends as you wish! The participants will be rewarded in XRM Tokens for inviting friends to Aerum telegram discussion group. Each reward will be paid to a contributor depending on the number of stakes which he/she has collected. A Stake is determined individually depending on each Bounty Program. The limit of 1 stake will be 200 XRM maximum ( $12 ). Thank you!   Aerum Bitcointalk Signature Airdrop Program 500,000 XRM valued at $30,000 will be allocated to this program.   Reward: This is Aerum Bitcointalk Signature Airdrop Program. You have to keep Aerum's signature until 31st January 2019. Jr. Member: 60 stakes Member: 80 stakes; Full Member: 100 stakes; Sr Member: 120 stakes; Hero Member: 200 stakes; Legendary: 250 stakes;   How to participate: Login to Change your signature to AERUM's signature until 31st January 2019; Signature BB code: Submit your information into the form ( ).     Rules: We are looking for active bitcointalk users - all members must post at least 50 posts with AERUM signature by the time the AERUM ICO ends (31st January 2019) to be eligible for a reward. Users with negative trust are not eligible for the bounty campaign. The negative trust received during the campaign will lead to disqualification. Been or being placed on SMAS blacklist until the bounty is rewarded leads to be banned. Spam is strictly prohibited. Users found spamming will be immediately and permanently disqualified, reported to the moderators, and banned from the airdrop program. Using multiple signatures at the same time is prohibited.   Please note: Each reward will be paid to a contributor depending on the number of stakes which he/she has collected. A Stake is determined individually depending on each airdrop program. The limit of 1 stake will be 200 XRM maximum ( $12 ). Thank you! Banner photo by Dean Rose on Unsplash
0 votes


Introducing Crypto souk: Your gateway to the crypto world

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Hello Crowdholders,  Problem of existing market Buying, selling, holding and trading cryptocurrency is hard. We are excited about the various new decentralized exchange ideas being developed but they ofen suffer from a severe lack of liquidity and market making. In the middle east, however, we think that more actve traders and investors are looking for a higher touch, and easier to use trading partner that more matches their existng expectatons of partcipatng in financial markets. Our customers also want to know that there are local people in the region that they can reach out to who speak their language and understand their customs. Our solution CryptoSouk has launched a cryptocurrency trading platorm from ST Vincent & the Grenadines and Kuwait. The exchange shall be launched at the beginning of Q3 2018 with trading pairs supportng Bitcoin, Ethereum, Litecoin, Ripple, Dash, Zcash and Monero. The company plans to contnue to add trading support for additonal crypto assets that the company feels exceed certain diligence minimums. Our exchange also allows for account loading by cryptocurrency or fiat payments. Based on the founding teams expertse, we have chosen partners to help us deliver both the exchange platorm, liquidity on our exchange and a breadth of funding optons. For more information about Crypto souk, please read our whitepaper and visit our ICO page. What do you think about this our project? Are there any problems/alternative ideas that could happen/improve to be (in)competitive? We appreciate all your constructive opinion/suggestions/recommendations. Please make sure go through provided whitepaper before giving us feedback. Thank you so much!
12 votes
YUP icon 800 SOUK icon 1000.0


What do you think of combining the concept of a security and utility token?

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Hello Crowdholders,As you know, the YUP token has a utility cycle. Businesses buy YUPs to place tasks which get rewarded to the users. Thus, why a cycle comes into play. Users can liquidate tokens as disposable income with businesses purchasing YUPs to create tasks. In order for this to show significant results we have to keep increasing clientele and the amount of active businesses on our app. This is continuously growing on our application, so we are on our way, but it takes time. However, this may not result in an increase in price but more of a stable price as the system more reflects buyers matching sellers in it's perfect form.It's common knowledge to understand if there are more buyers than sellers, price goes up. CH is committed to the utility type system as it creates natural volume. But how can we spark more buyers than sellers? This could be through a hybrid solution by combining both a utility and a security.Lets look at the concept of royalties. This represents a share of revenue being paid out as dividends. In a traditional way of handing out royalties, a lawyer would create a royalty document where we place the name and address of the person receiving the royalties. They would also showcase us a bill with their name and that shows their proof of address. They then sign the document and then voila! You have a royalty agreement promising we payout a % of revenue. This doc can be used for every person we want to give royalties and they sign it, and our lawyer takes it with two copies, one going to us and the other going to the royalty holder. Now, when an investment happens for royalties, they need to send the money from their bank to the business bank account. The bank is required to do aml/kyc thus the transaction is verified and it's a real person. This is already organized on some exchanges (in a way replacing the bank process). However, when you look at IDEX where YUP is traded this is not happening. You just connect your wallet and that's it. So this is less of a viable option legally. So here is the idea we are contemplating for 2019.Our goal for the end of the year is to make December the first month we make profit. Right now we are close to break even with expenses and revenue each month. With a company goal to increase revenue by 20% this month and every month following. It's important to begin making profit before initiating revenue royalties to all token holders (if the idea is suitable and legal), so as a company we sustain our operational costs.Our lawyer would create a royalty agreement or better yet we call it a "revenue sharing reward agreement" allowing any person in the world to sign it digitally placing their name, address and uploading a proof of address such as a bill. For users like yourself earning YUPs this is easy, as you are not giving us money or buying from someone else to be a YUP holder. Thus, name and address we would assume is sufficient as you invested "time" not "cash." However, if a YUP holder buys from IDEX and wants to receive our "revenue sharing reward" this becomes more of a grey area. So your input on this matter will be valuable.We want YUP holders to be able to stake their tokens in our app and receive a share of our companies revenue. If you are a YUP earner on our app, you're ready to go. But if you bought from IDEX or our ICO, you would need to sign up and stake your tokens on our app. Dividends would be paid in ETH. This could be even paid out every month, quarterly or a half year (we would have to decide). The ETH dividends would show up in your profile to withdraw. Right now % of revenue we would give out is not yet determined. First, we are looking into how we can legally do this or legally bend the rules by inventing a new system. I see no reason, why we can not digitalize a traditional royalty agreement with an e-signature on our app, that would be the same thing as signing in person (if a YUP holder stake gives their name address and proof of residence (a bill uploaded).This is when you guys come in: What do you think of this idea? Would people hold because they want to earn dividends while businesses buy our token to place tasks, thus creating more buyers than sellers? How can we legally do this? I understand we could just use an aml/kyc plug in tool, but costs become associated with this towards our operations. Can we do it ourselves from what we proposed? Or do you have a better idea? Do you know other companies doing a hybrid security/utility solution? Please take your time, ask a friend who is a lawyer, even do some research. Keep in mind this would be planned and executed for 2019 by finding the best solution.We look forward to your feedback! 
59 votes
YUP icon 5000


Announcing Winners of our ‘$30,000 Aerum Creative Media Bounty’

Hello, community. We want to send a big thank you to everyone who participated in our contest and helped make it a success!   And a special congratulations to serg1e, the winner of the $15,000 worth of XRM tokens in our ‘[500,000XRM = $30,000] Aerum Creative Media Bounty’ contest!    You can view the results below. It includes top 8 most voted work by the AERUM team. We select works based on its originality and creativity.   XRM tokens will be rewarded to the top 8 selected participants after our ICO. 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th,   We have received in total 11 submissions (5 Medium/blog articles; 3 videos; 2 pictures and 1 undefined category)   Thank you for your great work.   Please check below to see all of the contest entries: Category A (Medium/blog articles) Source of work: Indonesian; 750 words; personal blog English; 166 words; Medium English; 278 words; Medium; GIF inserted Indonesian; 354 words; Medium; Airdrop Indonesian; 720 words; Medium; Intro. English; 559 words; Medium; Intro.   Category B (videos) Source of work: English; 1:30 mins; Intro.; animation Russian; 5 mins; review Russian; 5 mins; review   Category C (pictures) Source of work: Multiple pictures with GIFs Aerum roadmap   Category D (undefined type)   Source of work: An Aerum profile on an ICO listing page.  
0 votes


Introducing Swap.Online: Decentralized hot cross-chain wallet based on atomic swaps technology

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Hello  Crowdholders, Today we are presenting the Swap.Online decentralized hot cross-chain wallet based on Atomic Swaps technology (peer-to-peer exchange between two blockchains with no third parties). It allows users to store, send and exchange BTC, ETH, ERC-20 tokens, EOS and USDT in a safe and decentralized manner. The service is marked by an ultimate level of decentralization, because it does not store users’ crypto or private keys. It has no demand for the additional plug-in installation or application download, as users can send and exchange their tokens directly in a browser in a couple of seconds after opening the website and saving their pair of private/public keys. Moreover, even registration is not required, which results in KYC/AML-neutrality for users. Last September, this project team presented a fascinating series of brand-new market solutions. It was the Swap.Online team that implemented the first ever Atomic Swaps on USDT and Gemini Dollar (ERC-20: GUSD). The wallet works in the over-the-counter approach as new tokens of worthy and promising blockchain-based projects are added daily. It allows soon-after-ICO teams to exchange their tokens promptly on BTC and ETH with zero fees. Our Crowdholding Token (ERC-20: YUP) has already been successfully listed. The Swap.Online team has far-reaching plans in the sector of decentralized cross-chain exchange after receiving a legal opinion and EU license. New blockchains will be implemented for the Atomic Swaps and b2b-solution for the acceptance of tokens as investments in dApps are under development. That is why the project needs feedback. Let us help with this feedback! Please check the mechanism of the exchange and answer: What did you find in our website’s interface convenient and user friendly? How Easy/difficult did you find to conduct cross-chain Atomic Swaps exchanges with Swap.Online? Would you like to use Swap.Online instead of MyEtherWallet and MetaMask as the basic hot crypto & token wallet? If yes, what is the project “killer-feature”? If no, what should be added or redeveloped?  
14 votes
YUP icon 800 SWAP icon 50.0

GYM Ledger

Introducing GYM LEDGER: Benefit for your body and your cryptocurrency wallet

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Hello crowdholders, Today we are excited to introduce GYM Ledger and would love to hear your opinions about the project. The GYM Ledger is a health band capable of cardio monitoring activities as well as a hardware wallet to safeguard your cryptocurrency while also capable of GYM Ledger Token Staking. In essence, GYM Ledger provides an innovative mobile app that allows you to mine GYM cryptocurrencies with your body. The GYM Rewards app requires you to exercise to earn your cryptocurrency. The GYM Ledger uses its heart rate monitor and calories tracking for mining GYM Rewards and a variety of supported Tokens. So Get Ready to exercise! THE PROBLEM People lack of motivation to exercise, which results in risks of illness. Inadequate information to maintain weight. People want to accumulate tokens consistently. THE SOLUTION With GYM Rewards, participants can get paid for exercising. The more physical activities you do, the healthier you and your cryptocurrency wallet are. PRODUCTS OFFERED GYM Reward’s Mobile App Bluetooth Heart Rate Monitor (GYM Ledger) Cryptocurrency Hardware Wallet (GYM Ledger) For more information about GYM Ledger, please read our whitepaper and tokenomics. Visit our website at What do you think about this project? Are there any problems/alternative ideas that could happen/improve to be (in)competitive? We appreciate all your constructive opinion/suggestions/recommendations. Please make sure go through some provided documents/information before giving comments. Thank you so much!
36 votes
YUP icon 800 LGR icon 800.0


Aerum Whitelist Referral Program is open!

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Hello, community!  Register to the whitelist to participate in our upcoming token sale and get free tokens from airdrop & bounty programs!   If you invite your friends to join the Whitelist, you will receive 5% of their investment. They equally get 5% off their purchase.   How to get Whitelisted? Go to FORM (; Select the Investment Tier are you interested in. Leave your full name, Email, ETH wallet address and the amount of XRM you will purchase; Submit the form and stay tuned!   How to join the Whitelist Referral Program? Go to FORM (; Fill out the required information in the form; Join Aerum Telegram group ( to acquire your unique Aerum referral link from the admin (   Why get Whitelisted? Community members who are whitelisted can obtain a privilege in the upcoming token sale events. Whitelisted members can access Private sale Whitelisted sale and Public crowdsale.   Moreover, whitelisted members can receive relevant information about the project’s progress, bounty campaigns, and token sale updates.   What is the price of each investment tires? Private sale  (1 XRM = $0.04) Whitelisted sale (1 XRM = $0.05) Public crowdsale (1 XRM = $0.06)   Still, have questions? Please join Aerum Telegram group for more information, or drop your questions below! Aerum English:  Aerum Russian: Aerum website:
35 votes
YUP icon 1000 XRM icon 1000.0